
What is Your Sustainable Edge?
I remember listening to former dual Brownlow Medalist and premiership captain Chris Judd speaking about the concept of ‘edge’ during his playing days. When he would line up against his opponent, he said he would ask himself, ‘What attributes do I have that he doesn’t that I can use to beat him?’. In other words, what’s my edge. The concept of ‘edge’ doesn’t only apply to individual players. If teams can capitalise on their edge in the most important month of the year, they’re

No Better Time to be an Investor, Parent or Footballer!
I have often said that my circle of competence revolves around the 3 F's: Finance, Family and Football.
Some people think I jest, however, as the CEO of the Household can attest, we've checked, and there's no much else there I'm afraid. It's got me thinking, there's no better time to be a Parent, Investor or Footballer.
No Better Time to be an Investor
Many clients, especially retirees, require income from their investments. As the old saying goes, 'You can't take growth

The Gutless Adviser
There are two types of forecasters, those who don't know and those who don't know they don't know". - Howards Marks Yesterday, my dear friend Nick Kakalis from Finance Unlimited asked me to speak at a networking event. (Disclosure: Finance Unlimited handles my personal insurance) I should have titled my talk, 'The Gutless Adviser' because for the first 8 minutes or so, was justifying why I don't do forecasts. It made think about all the AFL pre-season predictions the media ma